The Sky Is Falling!!! Wait... Nevermind. Idiot.

So people are already freaking out about the whole economic colapse thing, but I'm a little confused. Why are you all freaking out? How does it really affect most of you? None of my friends are employed in the financial sector. None of you have large investment profiles. None of you have retirement accounts. So what's the big deal? Worried about another Depression? I got an idea. How about I explain what's actually happening and is going to happen. I'm just as qualified as all those supposed financial experts. I know a lot of really random stuff, about really random things, and, surprisingly, one of those things is the reality of the financial system.

Let's start with telling you what is wrong about what most people think. The most important of these things is that the people who work in the financial sector actually understand how the system works. Newsflash: They don't. In all honesty no one really understands the system. These days the great jockeys of the financial system actually took computer science and chaos theory. Chaos Theory for crying out loud! What does that have to do with finance, money, and investments? Everything. Chaos Theory is a way of studying the way systems change over time with relation to an initial condition(s). What that means is that the people with the best understanding of the way the market actually works don't really have an understanding of what the money really is or who it effects. And of course you basically have to be a genius to understand the mathematics behind it, not to mention the "solutions" that it provides. And guess what? They don't get it either.

So why does any of it really matter to you and I? It doesn't, directly. The market does help determine gas prices, food prices, and even housing costs. But with the market in decline those costs should go down, but don't expect them to; we are capitalists after all, and this is the ultimate in capitalization. But what else happens with the market in decline? Well, with people as scared as they are, they won't be travelling as much because they are worried about needing all the money they have. Most of my good friends work in the hotel industry, as do I, but I'm not worried at all about the decline in travel. The reason is because it's already the slow season, and the only people who travel right now are business people. Do you really expect them to stop? This is how they do their jobs, and we provide their lodging while they do it. As for the luxury hotels, the rich are always rich and they will always spend money, lest they stop being rich and important. So none of us are losing our jobs, nothing will get more expensive, and we didn't lose all our savings and retirement funds, so calm the hell down.

Now here's the kicker. Want to know why our market just plummeted? Because people are fucking stupid. OK, so we have the whole mortgage colapse thing going on, but we saw that coming a little bit ago. The government bail out? We spend more money than that every year in a useless war (get to that at a later date), or on tons of other useless crap. Granted the government doesn't really have crap for money right now, but it's not like that's a new thing. So whats the real reason the market is falling? I wasn't kidding before; people are fucking stupid. That IS the reason. And I don't just mean the rednecks in the south; I mean pretty much everyone.

While, yes, the market is a measure of how strong our economy is, it doesn't mean that the way you think it does. The market is actually a measure of our confidence in our economy, not the economy itself. Let's use a normal stupid person who suddenly has money to invest into the market and does so, meaning he suddenly has a small amount of influence in the market. Now imagine that idiot deciding he wants to pull all his money out of the market because he's scared of a colapse, and doesn't want to lose his money. Say he started with five thousand dollars in the market. Now multiply that one dumbass by fifty million. That's two hundred fifty BILLION dollars, also known as real money on Wall Street. What that really means is a huge drop in the confidence of our economy. But why? Nothing has really changed in what the economy really is. Wheat is still growing across the country, and being sold all over the world. Microsoft still makes software that everyone buys. Cars are still being bought and sold. Our economy is fine, people are just too stupid to realize it.

So open your eyes, your ears, and your brain. Wake the fuck up. And STOP WATCHING THE NEWS!!! Their experts aren't. Their advice is crap. Their constant coverage of absolutely everything that they think we need to know is the cause of the confusion and panic. The news is what labled this as an economic colapse, then the politicians picked it up, added "emergency" to the mix, and the whole thing went to shit. I wish I could say with faith that you'd be fine taking my advice, but honestly the only way my advice would help is if everyone took it. People have a herd mentality; one panics, they all panic. When they panic, the rest of us who don't just get run down. You can't stop it, you have to turn it until it slows down and people start thinking again. So blame the idiots for starting this, and keeping it going, but also realize that the only way to stop something like this if from the front.